“I JUST DON’T HAVE THE TIME” An everyday, common phrase we all use. Here is a flip of perspective, to get us thinking. Imagine you had a bank account that deposited INR 86,400 each morning. The account carries over no balance from day to day, allows you to keep no cash balance, and every evening cancels whatever part of the amount you had failed to use during the day. What would you do? Obviously, Draw out every Ruppe each day! We all have such a bank. Its name is Time. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever time you have failed to use wisely. It carries over no balance from day to day. It allows no overdraft so you can’t borrow against yourself or use more time than you have. Each day, the account starts fresh. Each night, it destroys an unused time. If you fail to use the day’s deposits, it’s your loss and you can’t appeal to get it back. There is never any borrowing time. You can’t take a loan out on your time or against ...